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Wealth & Finance
Where money comes in, where it leaks, what blocks the ceiling — your wealth read from 2H, 11H, D2 Hora and the dasha windows.
Kerala • Solar (sidereal) • Singapore
Hand-tuned readings drawn from your chart — chosen by thousands of readers.
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Where money comes in, where it leaks, what blocks the ceiling — your wealth read from 2H, 11H, D2 Hora and the dasha windows.
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Your home laid out from your kundli — the entrance, kitchen, bedroom, locker, and pooja directions your chart actually favours. No property survey needed.
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Will I rise — when, where, how? Job vs business, sector fit, monthly career calendar, plus D10 + Amatyakaraka deep reads.
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Prakriti × Vikriti — the body you were born with, and the imbalance running today.
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Stream pick, exam fit, study plan — drawn from D24, the classical education chart no other report opens.
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Your partner, your love-self, your timing — the single-chart marriage reading with 5H romance windows split clean from 7H commitment windows.
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Ashtakoot 36 plus everything Ashtakoot can't see — Manglik cancellation, dosha tests, Navamsa cross-comparison, and a five-tier verdict that's never an absolute no.
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Yes or no — and if yes, which country, what visa window, and (for NRIs already abroad) when to come home.
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Where to put your money — 8 asset classes weighted by D2 Hora, sectors ranked by planet-strength, and an honest verdict on F&O.
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This year only — your Muntha theme, 50 Sahams scored, a 360-day Mudda Dasha, and the patience-strategy chapter most annual reports skip.
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Soul-purpose, public image, spouse-truth, moksha-path — sage Jaimini's parallel tradition reads your chart at its most essential level.
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Yes, no, or when — KP's event-prediction tradition gives a Cuspal Sub-Lord verdict on every major life event, with the dasha-bhukti window each one fires in.
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Why your life is stuck — Lal Kitab diagnosis, practical household upay (no gemstones), and one executable daily-weekly calendar that actually fits a real life.
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Conjunction by conjunction — every event, every dosha, named with the Tamil temple that clears it.
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Padam, Shankh, Magic-M — what your palms actually carry, cross-checked against your birth chart line by line.
The Malayalam Calendar (Kollam Era / Kolla Varsham) is a solar calendar used in Kerala, established in 825 CE by King Udaya Marthanda Varma. The new year (Vishu) is celebrated when the Sun enters Mesha (April 14-15), but the Kolla Varsham starts with Chingam (August-September) — the harvest month containing Onam.
मलयालम कैलेंडर एक सौर पद्धति है — कोल्लम संवत् 825 ई. में स्थापित। मलयालम वर्ष चिङम महीने (अगस्त-सितम्बर) से शुरू होता है।
The Malayalam Calendar uses the Kollam Era (Kolla Varsham) — established in 825 CE marking the founding of the city of Kollam (Quilon). It is a sidereal solar calendar, where months are determined by the Sun's transit through zodiac signs. The Malayalam year begins in Chingam (the harvest month, August-September) which contains Onam — Kerala's grandest cultural festival. Two new year observances exist: Vishu (sidereal new year, April 14, when Sun enters Mesha) and Chingam 1 (administrative/Kolla Varsham new year, late August). Kerala's festivals are deeply tied to its harvest cycle, monsoons, and unique boat-race traditions.
| # | മാസം | സ്വദേശി പേര് | ഗ്രിഗോറിയൻ കാലഘട്ടം | സൂര്യ രാശി | പ്രധാന ഉത്സവങ്ങൾ |
|---|---|---|---|---|---|
| 1 | Chingam | ചിങ്ങം | August 17 - September 16 | Simha (Leo) | Onam (Kerala's grandest festival), Thiruvonam, Atham |
| 2 | Kanni | കന്നി | September 17 - October 17 | Kanya (Virgo) | Navaratri, Vidyarambham, Pitru Paksha |
| 3 | Thulam | തുലാം | October 18 - November 16 | Tula (Libra) | Diwali, Vidyarambham (Day 1 of Navaratri ends here) |
| 4 | Vrischikam | വൃശ്ചികം | November 17 - December 15 | Vrischika (Scorpio) | Mandala Pooja begins (Sabarimala), Karthika Pournami |
| 5 | Dhanu | ധനു | December 16 - January 14 | Dhanu (Sagittarius) | Mandala Pooja peak, Sabarimala pilgrimage, Vaikunta Ekadasi |
| 6 | Makaram | മകരം | January 15 - February 12 | Makara (Capricorn) | Makaravilakku (Sabarimala — culmination), Thai Pongal (some Malayalis) |
| 7 | Kumbham | കുംഭം | February 13 - March 14 | Kumbha (Aquarius) | Maha Shivaratri |
| 8 | Meenam | മീനം | March 15 - April 13 | Meena (Pisces) | Painkuni Festival (Padmanabhaswamy temple), Holi |
| 9 | Medam | മേടം | April 14 - May 14 | Mesha (Aries) | Vishu (sidereal new year), Vishu Kani |
| 10 | Edavam | ഇടവം | May 15 - June 14 | Vrishabha (Taurus) | Edavappathi (start of monsoon), Vesak (Buddha Purnima) |
| 11 | Mithunam | മിഥുനം | June 15 - July 16 | Mithuna (Gemini) | Karkidaka Vavu Bali (preparing for Pitru observances) |
| 12 | Karkidakam | കർക്കടകം | July 17 - August 16 | Karka (Cancer) | Karkidaka Vavu (ancestor worship), Ramayana month — Ramayana recited daily, Niraputhari (first harvest) |
Kerala's grandest festival — celebrating the legendary king Mahabali's annual return. Features pookalam (floral carpets), Onam sadya (24-dish feast on banana leaf), Vallam Kali (snake-boat races), Pulikali (tiger dance), Kaikottikkali, and elaborate cultural programs. Celebrated by all Keralites regardless of religion.
Sidereal Malayalam New Year. The first thing one must see on Vishu morning is the Vishu Kani — an arrangement of auspicious items (golden cucumber, jackfruit, mango, gold coins, holy texts) placed before Lord Krishna at midnight. Vishu Kaineetam (gifting money to family).
41-day pilgrimage to Lord Ayyappa's temple at Sabarimala. Pilgrims observe strict austerities (Vratham), wearing black clothes, abstinence, and forest trekking. Climaxes on Makara Sankranti with Makara Vilakku — appearance of a celestial light visible from the temple.
Major ancestor worship day in Kerala. Devotees offer pind daan / bali at sacred sites — Thirunavaya, Thiruvallam, Aluva manappuram. Hundreds of thousands gather.
Kerala's most spectacular temple festival — held at Vadakkunnathan temple, Thrissur. Features 30 caparisoned elephants, percussion ensembles (Pandi Melam), and one of India's largest fireworks displays.
Famous boat races at Aranmula, Nehru Trophy (Punnamada Lake), Champakulam. Long snake-boats (Chundan Vallam) crewed by 100+ rowers race in synchronized rhythm.
Onam 2026 falls in Chingam — Thiruvonam (the main day) is on Tuesday, August 25, 2026. The 10-day festival begins with Atham on August 16 and concludes with Thiruvonam.
Vishu 2026 falls on Tuesday, April 14, 2026 — when the Sun enters Mesha (Aries). This is Kerala's sidereal solar new year, distinct from Chingam 1 (the Kolla Varsham administrative new year).
Chingam, Kanni, Thulam, Vrischikam, Dhanu, Makaram, Kumbham, Meenam, Medam, Edavam, Mithunam, Karkidakam. The year begins with Chingam (August 17) — the harvest month containing Onam.
Karkidakam (mid-July to mid-August) is considered an inauspicious month for new ventures (heavy monsoon, post-harvest scarcity historically). Devout Hindus recite the entire Adhyatma Ramayana during this month — one chapter daily — for spiritual cleansing and welfare. It is also called 'Ramayana Maasam'.
The first auspicious sight on Vishu morning. The mother arranges items in a vessel before Krishna at midnight: konna flowers (golden), raw rice, fresh fruits (jackfruit, mango, banana, golden cucumber), gold ornaments, mirror, holy texts, money. Family members are led blindfolded to view it at dawn — believed to set the prosperity tone for the year.
Kolla Varsham (Kollam Era) — established 825 CE marking the founding of Kollam city. Malayalam year = Gregorian - 824 (in Chingam 1 onward). For example, 2026 CE corresponds to Kolla Varsham 1201-1202.